The Best Pawn Rates in Junction City!
We pawn gold, jewelry, electronics, and many other consumer goods. Our pawn rates are the best in the area - and they have been for more than 60 years. That's a guarantee - if you bring in a pawn ticket from any of our competitors, we'll beat their offer.
What can I pawn?
We will accept almost any item of value. Here are some of the most common things that are pawned:
- Gold, silver, diamonds, and other precious metals, gemstones, and jewelry
- Electronics, such as televisions, computers, tablets, headphones, and gaming systems
- Musical instruments
- And much more! Give us a call if you have any questions about what we'll accept
Why should I pawn something?
Pawning an item of value is a great way to secure a loan. If you need cash for any reason, you can pawn a valuable item. We'll give you cash in an amount relative to the value of the item, and we'll keep the item as collateral.
Pawning a valuable item is also a great way to store it safely. If you're going out of town for an extended period of time, or being deployed, you can leave your items of value with us and have complete peace of mind.
How does a pawn loan work?
To “pawn” an item means to leave it in the custody of the store as collateral for a short-term cash loan. These loans can be repaid at any time. However, payment plus interest is due at one-month intervals.
Interest for members of the Armed Forces is 3 percent per month; for anyone else, interest is 10 percent per month. This means that the APR for Armed Forces members is 36 percent per year; the APR for the general public is 120 percent per year.
For example, a member of the general public who pawns a gold ring for a loan of $100 on January 1st must return by February 1st to pay the principle of $100 plus the interest of $10 (a total of $110) in order to collect the ring. He may also elect to pay only the interest rate of $10 in order to extend the loan for another month. He may extend the loan in this manner indefinitely.
A member of the Armed Forces who pawns the same ring for the same loan of $100 on January 1st must still return by February 1st to retrieve the ring or extend the loan. To retrieve the ring, he must pay $103 (the principle of $100 plus 3 percent interest, or $3). To extend the loan for another month, he must only pay the $3 interest rate.
If I pawn something, will you sell it?
We will not sell any items that are pawned unless the interest on the loan is not paid for more than 90 days. If interest on a pawned item is delinquent for more than 90 days, we reserve the right to place that item up for sale without notice.
Do I have to come into the store to pay interest?
You can always pay the interest on any pawn loans in-store. You can also pay on our app - learn more here.
Do I have to pawn something, or can I sell it to the store?
We will buy most of the items that we accept as collateral for pawn loans. We will give you a one-time cash payment relative to the value of the item.